Australia Study Visa Fees 2026 for Pakistan – Complete Cost Guide
Introduction
Australia is back as a top destination for Pakistani students in 2026.
But let's be honest – it is expensive. Before you even book flights, you need to pay visa fees, health insurance, and show substantial bank funds.
I have helped students calculate exactly how much money they need before applying. The numbers in 2026 have changed slightly from last year.
Here is your complete breakdown of Australia study visa costs.
Latest 2026 Updates
Here is what changed for Australia student visa in 2026:
- Visa application fee increased to AUD 1,600 (from AUD 1,500)
- OSHC (health insurance) rates increased slightly
- Biometrics fee remains AUD 85
- GTE requirement still strict – genuine temporary entrant
- Work rights – 48 hours fortnight during studies
- Graduate visa changes – Longer post-study work for some
Visa Fees Breakdown 2026
| Fee Type | Amount (AUD) | Amount (PKR approx) |
|---|---|---|
| Student visa (Subclass 500) | AUD 1,600 | Rs 290,000 |
| Biometrics fee | AUD 85 | Rs 15,500 |
| OSHC (1 year) | AUD 600–800 | Rs 110,000–145,000 |
| Medical examination | AUD 300–400 | Rs 55,000–75,000 |
| English test (IELTS) | – | Rs 62,000 |
| Total before travel | AUD 2,600–2,900 | Rs 530,000–580,000 |
Additional Costs
| Expense | Amount |
|---|---|
| University application fee | AUD 50–150 per university |
| Document attestation | Rs 10,000–20,000 |
| Courier and misc | Rs 5,000–10,000 |
| Flight ticket | Rs 250,000–400,000 |
Requirements
Visa Requirements
| Document | Details |
|---|---|
| Confirmation of Enrolment (CoE) | From Australian university |
| Passport | Valid for duration of stay |
| Genuine Temporary Entrant (GTE) statement | Explaining study plans and return intentions |
| Financial proof | Tuition + living + travel |
| OSHC receipt | Health insurance for visa duration |
| English test | IELTS 6.0–6.5 typically |
| Academic documents | Transcripts, degrees |
| Police certificate | From Pakistan |
Financial Requirements 2026
| Expense Type | Amount (AUD) |
|---|---|
| Tuition fees | Varies by program (AUD 20,000–45,000/year) |
| Living costs | AUD 24,505 per year |
| Travel | AUD 2,000–3,000 |
| Total for 1 year | Tuition + AUD 27,000 approx |
Tuition Fees by Program
| Program | Annual Tuition (AUD) |
|---|---|
| Bachelor's (Arts, Business) | AUD 20,000–30,000 |
| Bachelor's (Engineering, IT) | AUD 30,000–40,000 |
| Master's (Business) | AUD 25,000–35,000 |
| Master's (Engineering, IT) | AUD 32,000–45,000 |
| PhD | AUD 30,000–45,000 (scholarships available) |
| VET/Diploma | AUD 10,000–18,000 |
Processing Time / Timeline
| Stage | Time Required |
|---|---|
| University application | 2–4 weeks |
| CoE issuance | 1–2 weeks after acceptance |
| Visa application submission | 1 day |
| Biometrics appointment | 1–2 weeks wait |
| Medical examination | 1 week |
| Visa processing | 4–8 weeks (75% of applications) |
| Total | 3–4 months minimum |
Step-by-Step Visa Application Process
1. Get Admission and CoE
Apply to Australian universities. Receive offer letter. Accept offer. Pay deposit. University issues Confirmation of Enrolment (CoE).
2. Arrange Funds
Show evidence of tuition fees for first year, living costs AUD 24,505, travel expenses. Funds can be in bank statements, education loans, or sponsorships.
3. Purchase OSHC
Buy Overseas Student Health Cover from approved providers: Medibank, Bupa, Allianz Care, nib. Get policy certificate for visa application.
4. Take English Test
IELTS, TOEFL, or PTE Academic required. Minimum scores: IELTS 6.0 overall (some programs 6.5), PTE 50–58 depending on program.
5. Prepare Documents
- CoE
- Passport
- Academic documents
- English test score
- Financial evidence
- OSHC certificate
- GTE statement
- Police certificate
- Marriage certificate (if applicable)
6. Create ImmiAccount
Visit Australian Department of Home Affairs website. Create ImmiAccount. Start new application.
7. Fill Application Form
Complete all sections accurately. Upload all documents.
8. Pay Visa Fee
AUD 1,600 online via credit card. Keep receipt.
9. Biometrics
After submission, book biometrics appointment at Australian Visa Application Centre in Karachi, Lahore, or Islamabad.
10. Medical Examination
Book appointment with approved panel doctors. Complete health examination.
11. Wait for Decision
Track application online. Respond quickly if asked for more documents.
Common Mistakes to Avoid
- Insufficient funds – Show clear evidence of funds meeting requirements exactly.
- Weak GTE statement – Must convince officer you will return to Pakistan. Family, job, property ties help.
- Wrong health insurance – OSHC must cover entire visa duration. Not just first year.
- Late medical booking – Medical appointments fill fast. Book early.
- Document not translated – Urdu documents need certified English translations.
- Applying too close to intake – Leave at least 3–4 months for visa processing.
Salary / Career Scope
Part-time Work in Australia
- 48 hours per fortnight during studies
- Full-time during breaks
- Minimum wage AUD 23–25 per hour
- Can earn AUD 400–600 weekly
After Graduation
| Degree Level | Post-Study Work Visa |
|---|---|
| Bachelor's (including honours) | 2 years |
| Master's (coursework) | 2 years |
| Master's (research) | 3 years |
| PhD | 3–4 years |
Average Starting Salaries
| Field | Annual Salary (AUD) |
|---|---|
| IT | 65,000–85,000 |
| Engineering | 70,000–90,000 |
| Accounting | 55,000–70,000 |
| Nursing | 65,000–80,000 |
| Teaching | 70,000–85,000 |
FAQs
What is Australia student visa fee for Pakistan 2026?
AUD 1,600 for main applicant. Plus biometrics AUD 85 and OSHC AUD 600–800 yearly.
How much bank statement needed for Australia student visa?
Tuition for first year + AUD 24,505 living + AUD 2,000 travel. For 1-year program, around AUD 50,000–70,000 total.
Can I apply without IELTS for Australia?
Some universities accept MOI, but for visa, Department of Home Affairs prefers IELTS. Check specific requirements.
How long does Australia student visa take from Pakistan?
75% of applications processed within 4–8 weeks. Apply 3–4 months before course start.
Can I work full-time on student visa in Australia?
During studies, 48 hours per fortnight. During scheduled breaks, unlimited hours.
What is OSHC and how much does it cost?
Overseas Student Health Cover – mandatory health insurance. Costs AUD 600–800 per year.
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Official Authority Source: Australian Department of Home Affairs official website
Hashtags: #AustraliaVisa #StudentVisa #StudyInAustralia #VisaFees #PakistanToAustralia
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